Simple, Free, Convenient Checking
- No monthly service fees.
- Dividends earned on checking accounts with a $300.00 average monthly balance.
- Payroll Deduction / Direct Deposit.
- ATM/Debit Card for access to ATMs for cash withdrawals or point of sale purchases.
- View cleared check images online.
- Monthly statements with option of electronic statements.
- Alerts - verification of unusual or suspect debit card activity via text message.
- Use with iPay FREE Bill Pay Service
- 24/7 account access when used with NEFCU Mobile App /Online Banking.
Debit Cards - Access to cash when you need it!
Use your NEFCU debit card anywhere you would use cash, credit cards, or checks. You can also use it at an ATM to get cash. Thanks to our membership with Money Pass and
ATM CO-OP networks, members have access to thousands of surcharge-FREE ATMs nationwide.
ATM CO-OP networks, members have access to thousands of surcharge-FREE ATMs nationwide.
Overdraft Protection
Sometimes the road to financial success can short circuit. For that reason, NEFCU offers members the convenience of overdraft protection in the form of a line of credit which allows for an automatic advance of funds directly into your checking account.
How it works:
- Application available online.
- Subject to credit approval.
- Overdraft Line of Credit $500 - $5,000.
- Advances repaid in monthly installments of 3% of balance used and are transferred directly from your checking account on the last day of the month.
- Avoid overdraft fees.