Rates

Current Rates


Effective 07/01/26
 
Deposit Accounts APY** Minimum Opening Deposit† Credited
Savings .15% $0 - $2,500.00 Monthly
Savings 2.00% $2,500.01 & Up Monthly
 
Checking
 
.15%
 
$25.00
 †Monthly Dividend Earned on Average Balance of $300.00 or more.
Holiday Account 2.00% $0.00 Annually
IRA 12 Month Certificate 3.70% $100.00 Monthly
6 Month
Share Certificate
Special - Limited Time
Limit One Per Member
 
3.90%
 
$5,000.00
 
Monthly
1 Year
Share Certificate		 3.70% $5,000.00 Monthly
2 Year
Share Certificate		 3.50% $5,000.00   Monthly
 
 
Effective 07/01/26
 
Loan Type APR* Details
 
 
Adjustable-Rate Mortgages
 
As Low As
5.40%
 Variety of repayment terms available.
Contact our mortgage lending department for more information.
 
15, 20 & 30 Year Fixed Rate
 
Please call for rates
 These loans are available on the secondary market. The Credit Union retains the servicing of these loans.
 
Term Buster Fixed Rate Mortgages
 
As Low As 
5.25%
 Variety of repayment terms available. Contact our mortgage lending department for more information. 
Permanent financing of construction loans is available.  N/A Contact the credit union for more information!
 
Effective 07/01/26
 
Loan Type APR* Details
 
Open-End Line of Credit
 
As Low As 6.75%¹
 Up to 95% assessed or 90% appraised home value less other liens. Estimated fees as low as $168.00²
Effective 07/01/26
 
Loan Type APR* Details
 
For home repairs
and remodeling projects.
Loan amounts of
$5,000 – $50,000
 
Estimated Fees
as low as $168.00
 
    As Low As 6.00%

 
  As Low As 7.75%  
 
Up to 80% of Appraised or Assessed Home Value
 
Up to 90% Appraised or 95% Assessed Home Value
Effective 07/01/26
 
Loan Type Term APR* Conditions
 
 
New Titled Autos
&
Recreational Vehicles
 

Up to 72 Months
Up to 84 Months/
over $30,001
 
 

As Low As 5.00%
 100% of NADA Book Retail Value.
Full Coverage Insurance Required.
Add on for Tax & Licensing.
Up to 90† Days to First Payment.
 
 
Used Titled Autos
&
Recreational Vehicles
 
 

Up to 72 Months
 
 
 
As Low As 5.85%
 100% of NADA Book Retail Value.
Full Coverage Insurance required.
Add on for tax & licensing.
Up to 90† days to first payment.
New Titled Recreational Vehicles
Extended Terms		 Up to 96 Months

Up to 120 Months		 As Low As 7.00%

As Low As 8.00%		 $30,001 to $50,000

$50,001 and over
Used Titled Recreational Vehicles
Extended Terms
Up to 96 Months

Up to 120 Months
 As Low As 7.85%

As Low As 8.85%		 $30,001 to $50,000

$50,001 and over
Previously Salvaged Vehicles Up to 72 Months As Low As 6.85% 70% of NADA Book Retail Value. 
Classic Cars Up to 72 Months 10.85%
50% of Classic Car Value “Good.”
ATV and UTV loans limited to 50% Loan-to-Value
†Subject to credit qualifications. Interest will continue to accrue during the period in which no payment is due.
Effective 07/01/26
 
Loan Type Term APR* Conditions
Personal Loan Up to 72 Months As Low As 10.50% Maximum $30,000
Vacation Loan Up to 12 Months
As Low As 5.00%
 Maximum $3,000
 
Share Secured Loan
 
Call Credit Union
for terms
 
3.00% 
 APR subject to change annually based on current share rate +1.00%
Overdraft Protection N/A As Low As 10.50%          Maximum $5,000
Effective 07/01/26
 
Loan Type APR*
Platinum Rewards MasterCard® Credit Card
1.5% Cash Back on ALL purchases
As Low As 10.9%













*APR = Annual Percentage Rate. 
**Rates are based on an evaluation of credit history. Your rate may differ. Rates quoted are lowest rate offered. Your rate may be higher depending on your credit history and other underwriting factors. Our loan officers will discuss your application and available rate(s) with you.
**APY = Annual Percentage Yield.
†Minimum balance required to earn the APY.