Checking And Savings Rates                                            Rates Effective 10/01/20

Deposit Account APY** Minimum Opening Deposit Credited
Checking .25% $25.00 Monthly
Dividend Earned on Average Balance of $300.00 or more.
Savings .80% $25.00 Monthly
Holiday Account .80% $0.00 Annually
IRA 12 Month Certificate .95% $100.00 Monthly
1 Year Share Certificate .95% $5,000.00 Monthly
2 Year Share Certificate 1.05% $5,000.00   Monthly

Mortgage Rates                                                                       Rates Effective 10/01/20

Loan Type APR* Details
Balloon Mortgage Please call for rates Contact Credit Union for Terms
Adjustable Rate Mortgages Please call for rates Variety of repayment terms available.
Contact our mortgage lending department for more information.
15, 20 & 30 Year Fixed Rate Please call for rates These loans are available on the secondary market. The Credit Union retains the servicing of these loans.
Term Buster Fixed Rate Mortgages Please call for rates Variety of repayment terms available. Contact our mortgage lending department for more information. 
Permanent financing of construction loans is available. Contact the credit union for more information!


Home Equity Line Of Credit (HELOC) Rates                  Rates Effective 10/01/20

Loan Type APR* Details
Open-End Line of Credit As Low As 3.25%¹ Up to 90% of Appraised Home Value less other liens. Estimated fees as low as $180.00²

Home Makeover Rates                                                         Rates Effective 10/01/20

Loan Type APR* Details
For home repairs and remodeling projects.
Loan amounts of
$5,000 – $50,000
As Low As 3.06% Up to 90% of Appraised Home Value less other liens. Estimated fees: Minimum  $132.00² 

Auto And Recreational Vehicle Rates                            Rates Effective 10/01/20

Loan Type Term APR** Conditions
New Titled Auto
& Recreational  Vehicles
Up to 72 Months

$30,000 & Over
Up to 84 Months

As Low As 2.44%

100% of NADA Book Retail Value.
Full Coverage Insurance Required.
Add on for Tax & Licensing.
Up to 90† Days to First Payment.
Used Titled Auto
& Recreational Vehicles
Up to 72 Months

$30,000 & Over
 Up to 84 Months
Rate +1.00%  
 
As Low As 2.99%

 
100% of NADA Book Retail Value.
Full Coverage Insurance Required.
Add on for Tax & Licensing.
Up to 90† Days to First Payment.
New Titled Recreational Vehicles
Extended Terms
Up to 96 Months
Up to 120 Months
As Low As 4.44%
As Low As 5.44%
$30,001 to $50,000
$50,001 and over
Used Titled Recreational Vehicles
Extended Terms
Up to  96 Months
Up to 120 Months
As Low As 4.99%
As Low As 5.99%
$30,001 to $50,000
$50,001 and over
Previously Salvaged Vehicles Up to 72 Months 7.85% 70% of NADA Book Retail Value. 
Classic Cars Up to 72 Months 9.85%
50% of Classic Car Value “Good.”

Personal Loan Rates                                                               Rates Effective 10/01/20

Loan Type Term APR** Conditions
Personal Loan Up to 72 Months As Low As 9.00% Maximum $30,000
Holiday Loan 12 Months 5.00% Maximum $3,000
Share Secured Loan Call Credit Union for terms 1.80%  APR subject to change annually based on current share rate +1.00%
Overdraft Protection
As Low As 9.00%       Maximum  $5,000

Platinum Rewards MasterCard                                         Rates Effective 10/01/20

Loan Type APR**
Platinum Rewards MasterCard® Credit Card
1.5% Cash Back on ALL purchases
As Low As 10.9%

 
 
*APR = Annual Percentage Rate. 
**Rates are based on an evaluation of credit history. Your rate may differ. Rates quoted are lowest rate offered. Your rate may be higher depending on your credit history and other underwriting factors. Our loan officers will discuss your application and available rate(s) with you.
**APY = Annual Percentage Yield.
Minimum balance required to earn the APY.