Need funds but don't want to deplete your savings? 

Consider a Share Secured loan. Borrow against your savings balance and receive a low-rate loan, while still earning dividends on your deposit balance. A hold is placed on the amount of funds you want to borrow. Once the loan is paid the funds are released. Share Secured loans are a great option for building credit or giving yourself some extra buying power without depleting your savings.

  • Borrow up to 100% of the balance in your savings account (less $25.00 required member savings balance).
  • Minimum loan amount - $500.00.
  • No fees.
  • Interest rate based on current savings APR plus 1%
  • Loan will be renewed annually and rate adjusted accordingly.
  • Flexible terms.