About Share Certificates

Share Certificates are a good place to keep your money if you do not need access to it for a while. Share Certificates pay a higher dividend rate than Share Savings Accounts and our rates are very competitive with other financial institutions.
 
Share Certificates are a safe place to keep your money because, unlike stocks and mutual funds, you’re guaranteed to receive your initial investment (referred to as the principal) when the certificate matures, plus you earn a set dividend rate. Dividends are compounded monthly and credited monthly.

Open a Share Certificate today!

 
 
 
Early Withdrawal Penalties: If the term of the certificate is 1 year, the forfeiture is an amount equal to 120 days of dividends, whether earned or not. If the term of the certificate is 2 years, the forfeiture is an amount equal to 180 days of dividends, whether earned or not. Additional deposits are not allowed during the 1 or 2 year term. Automatically renewable at maturity. Penalties could reduce principal and earnings. Rates are subject to change. 

 
Supercharge your savings with a Share Certificate from NEFCU - proudly serving employees of the electrical power industry and their families.