About Share Certificates


Share Certificates are a good place to keep your money if you won’t need access to it for a while. Share Certificates pay a higher dividend rate than our Share Savings Accounts and our rates are very competitive with other financial institutions.
 
Share Certificates are a safe place to keep your money because, unlike stocks and mutual funds, you’re guaranteed to receive your initial investment (referred to as the principal) when the certificate matures, plus you earn a set dividend rate. Dividends are compounded monthly and credited monthly.
 

Open a Share Certificate Account today!

 
 
 
Early Withdrawal Penalties: If the term of the certificate is 1 year, the forfeiture is an amount equal to 120 days of dividends, whether earned or not. If the term of the certificate is 2 years, the forfeiture is an amount equal to 180 days of dividends, whether earned or not. Additional deposits are not allowed. Automatically renewable at maturity. Fees could reduce principal and earnings. Offer rates are subject to change.