Shares
Deposit Account Annual Percentage Yield* CreditedMinimum Deposit
Shares.55% APY Paid Monthly$25.00
 
IRA 12 Month Certificate**.70% APY
Paid Monthly$100.00
 
Holiday Account.55% APYPaid Annually0
 

Share Draft Account

.25% APY
Paid Monthly on Average Balance of $300.00
$25.00


*Annual Percentage Yields are variable and subject to change and are accurate as of last dividend declaration rate. Fees could reduce earnings on the account.**Early withdrawal penalties apply. Federally Insured by the NCUA. 

Mortgage Loans
Mortgage ProductAmortizationAPR*Cap at Maturity
15 Yr Balloon Mortgage30 Year3.55%
 
10 Yr Adjustable Rate Mortgage
Closing costs** waived if loan remains open for 36 months
30 Year3.15%2.00%
 
8 Yr Adjustable Rate Mortgage
Closing costs** waived is loan remains open for 36 months.
30 Year3.00%1.75%
 
Spring Special!!!!
6 Yr Adjustable Rate Mortgage
$200 Applied Towards Appraisal
Closing costs** waived if loan remains open for 36 months

30 Year

2.50%

1.50%

TERM BUSTER MORTGAGE**
5 Year Fixed
7 Year Fixed
10 Year Fixed
12 Year Fixed
15 Year Fixed
Closing costs** waived if loan remains open for 36 months

5 Year
7 Year
10 Year
12 Year
15 Year

2.40%
2.60%
2.80%
3.10%
3.30%



N/A
 
Ag Real Estate/Investment PropertyCall for rates and terms
 
Construction Loans1 Year5.00%
 
Home Makeover: $5,000 - $10,000
$10,001 - $15,000
$15,001 - $30,000
48 Months
60 Months
72 Months
2.16%
3.16%
4.16%


*Annual Percentage Rate.Maximum APR that may imposed in 18%.   15, 20 and 30 Year Fixed Rate Mortgages are available on the Secondary Market. The Credit Union retains servicing on these loans. All rates and rebates subject to change without notice. Rebates will be credited to your share account subject to NCUA regulations and current earnings availability and paid only on accounts continuously in good standing. Some restrictions apply. Subject to credit approval. **Closing costs waived include: Application Fee, Termite Inspection, Credit Report, and Flood Certification. 

Home Equity Loans
Loan to Value1st Mortgage with Credit Union
Variable APR*
1st Mortgage with Another Institution
Varialbe APR*
Up to 80% Prime = 3.25% Prime = 3.25%
 
81 - 90%Prime + 1.25% = 4.50%Prime + 2.25% = 5.50%
 
91% - 100%Prime + 2.50% = 5.75%Prime + 3.50% = 6.75%


Subject to credit approval. Some restrictions apply. Home Equity Line of Credit Loan *Annual Percentage Rates are variable and subject to change monthly.  

Consumer Loans
Auto LoansAPR*Term *Rebated
APR
Please note........
Share Secured Loans1.55%N/A
Rate adjusted annually based on current APY
 

New/Used Auto/Recreational Vehciles
Retail Value
$10,000 - $29,000

1.99%

Up to 60 Mths

N/A
Add on for Tax and Licensing
100% Financing/ 90 Days to First Payment- Interest will continue to accrue during the period in which no payment is due
 
New/Used Auto/Recreational Vehciles
Retail Value
$30,000 or More

1.99%

Up to 72 Mths

N/A
Add on for Tax and Licensing
100% Financing/ 90 Days to First Payment- Interest will continue to accrue during the period in which no payment is due
 

Other Used Autos
Models 2000 and Newer

4.99%

Up to 60 Mths

N/A
Add on for Tax and Licensing
100% Financing/ 90 Days to First Payment- Interest will continue to accrue during the period in which no payment is due
 
Vacation Loans7.50%12 MonthsN/A $1,000 / $2,000 or $3,000
 
Classic Cars9.25%Up to 72 MthsN/A50% of Classic Value "Good"
 
Personal14.90%Up to 72 MthsMaximum $15,000
 
Education Assistance7.25%N/AMaximum $40,000 per household
 


Platinum Mastercard
New Cards Only
$2,000 - $10,000



6.00%


Introductory rate for 24 billing cycles

N/A
Introductory rate for 24 billing cycles. After 24 billing cycles the discounted rate expires and the APR on existing balances will increase to the new non-discounted rate of 9.90% APR on the next billing cycle
 
Overdraft Protection13.90% 11.12%Credit Limits of $500 - $5,000


*Annual Percentage Rate. All rates and rebates subject to change without notice and based on credit worthiness, qualifications and collateral. Rebates will be credited to your share account subject to NCUA regulations and current earnings availability and paid only on accounts continuously in good standing. Some restrictions apply. Subject to credit approval.  
FDIC
DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.