Shares
Deposit Account Annual Percentage Yield* CreditedMinimum Deposit
Shares.55% APY Paid Monthly$25.00
 
IRA 12 Month Certificate.70% APY
Paid Monthly$100.00
 
Holiday Account.55% APYPaid Monthly0
 

Share Draft Account

.25% APY
Paid Monthly on Average Balance of $300.00
$25.00


Rates are projected for 04/01/14 - 06/30/14 *Annual Percentage Yields are variable and subject to change.  

Mortgage Loans
Mortgage ProductAmortizationAPR*Cap ** RebateAPR Equivalent
15 Yr Balloon Mortgage30 Year3.55%N/A
 
10 Yr Adjustable Rate Mortgage30 Year3.15%2.00%N/A
 
8 Yr Adjustable Rate Mortgage30 Year3.00%1.75%N/A
 
6 Yr Adjustable Rate Mortgage 30 Year2.80%1.50%N/A

TERM BUSTER MORTGAGE
5 Year Fixed
7 Year Fixed
10 Year Fixed
12 Year Fixed
15 Year Fixed

5 Year
7 Year
10 Year
12 Year
15 Year

2.40%
2.60%
2.80%
3.10%
3.30%



N/A



N/A
 
Ag Real Estate/Investment PropertyCall for rates and terms
 
Construction Loans1 Year5.00%N/A
 
Home Makeover $10,000
$15,000 $15,001 - $30,000
48 Months
60 Months
72 Months
2.16%
3.16%
4.16%

N/A


Annual Percentage Rate. Rates are projected for - 04/01/14 - 06/30/14.  15, 20 and 30 Year Fixed Rate Mortgages are available on the Secondary Market. The Credit Union retains servicing on these loans.  All rates and rebates subject to change without notice. **Rebates will be credited to your share account subject to NCUA regulations and current earnings availability and paid only on accounts continuously in good standing. Some restrictions apply. Subject to credit approval. 

Home Equity Loans
Loan to Value1st Mortgage with Credit Union
Variable APR*
1st Mortgage with Another Institution
Varialbe APR*
Up to 80% Prime = 3.25% Prime = 3.25%
 
81 - 90%Prime + 1.25% = 4.50%Prime + 2.25% = 5.50%
 
91% - 100%Prime + 2.50% = 5.75%Prime + 3.50% = 6.75%


Rates are projected for 04/01/14 - 06/30/14. Subject to credit approval. Some restrictions apply. Home Equity Line of Credit Loan *Annual Percentage Rates are variable and subject to change monthly.  

Consumer Loans
Auto LoansAPR*Term *Rebated
APR
Please note........
Share Secured Loans1.55%N/ARate adjusted annually based on current APY
 
New Autos or Titled Recreational Vehicles
2011 & Newer

2.29%

Up to 72 Mths

N/A
Add on for Tax and Licensing
100% Financing/ 90 Days to First Payment
 
Used Autos
Retail Value $10,000
or More
2.99%
3.49%
Up to 60 Mths
Up to 72 Mths

N/A
Add on for Tax and Licensing
100% Financing/ 90 Days to First Payment
 
Used Recreational Vehicles Retail Value $10,000 or More2.99%
3.49%
Up to 48 Mths
Up to 66 Mths

N/A
Add on for Tax and Licensing
100% Financing/ 90 Days to First Payment
 
Other Used Autos
Models 2000 and Newer

4.99%

Up to 60 Mths

N/A
Add on for Tax & Licensing
100% Financing / 90 Days to First Payment
 
Vacation7.50%12 MonthsN/A $1,000 / $2,000 or $3,000
 
Classic Cars9.25%Up to 72 MthsN/A50% of Classic Car Value "Good"
 
Secured/Loan Value10.90%Up to 72 Mths20%/8.72% Term Based on Amt Borrowed
 
Secured/Retail Value11.90%Up to 72 Mths20%/9.52%Term Based n Amt Borrowed
 
Personal14.90%Up to 72 Mths25%/11.17%Maximum $15,000
 
Education Assistance7.25%N/A$10,000 Annually/Maximum $40,000 per household
 

Platinum Mastercard

6.00%
24 Mth Introductory RateN/ANew Cards Only
Credit Limits of
$2,000 - $10,000
 
Overdraft Protection13.90%N/ACredit Limits of $500 - $5,000


Rates are projected for 04/01/14 - 06/30/14 . *Annual Percentage Rate. All rates and rebates subject to change without notice. Rebates will be credited to your share account subject to NCUA regulations and current earnings availability and paid only on accounts continuously in good standing. Some restrictions apply. Subject to credit approval. Vehicles are considered new if never been titled or less than 15,000 miles. 
FDIC
DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.