May we suggest our PLATINUM mastercard, which has NO ANNUAL FEE. 

In addition our members benefit from:

• A low fixed rate of 9.90% APR                                                                                           
• Credit Limit of $2,000 to $10,000                                                                       
• 25 Day grace period
• ZERO Transaction fees for cash advances
• ZERO Transaction fees for purchases

 Plus with GOTOMYCARD  , you'll always be connected to your account.    
                                                                                                                                                                  

Manage your card online
Make payments by phone, online or mail
Automatic Bill Payment

 Nebraska Energy Federal Credit Union
 Fair Credit and Charge Card Disclosure 

Annual Percentage Rate  (APR) For Purchases	9.90%
Grace Period for Purchases	If you paid your account in full by the date shown on the previous monthly statement, or there is no previous balance, you have not less than 25 days to repay your balance for purchases before a finance charge on current purchases will be imposed
Balance Calculation Method For Purchases	Average Daily Balance (including new purchases)
Annual Fee	Not Applicable
Minimum Finance Charge	Not Applicable
Transaction Fee For Purchases	Not Applicable
Transaction Fee for Cash Advances	Not Applicable
Over Credit Limit Fee	Not Applicable
Late Payment Fee	$5.00 (assessed 5 days after due date)
NSF Fee	$15.00

                                                                                                                

The information about the costs of the card(s) described in the Agreement is accurate    as of February 22, 2010. This information may have changed after that date. To find out what may have changed, write to us at: Nebraska Energy Federal Credit Union, P.O. Box 499, Columbus, NE 68602-0499 or call us at 800-453-3913.